Looking for benefits your employees can afford?


Minimum Essential Coverage (MEC) plans by Elan are low-cost health benefit solutions that provide your employees access to wellness and preventive care. Available for Groups of 2 or more.

In today’s competitive landscape, our MEC plans help set your business apart from the rest.

What is a Minimum Essential Coverage plan?

MEC plans are lower-cost health benefit options that provide access to preventive and certain wellness care benefits. Pick the right one for your group from 2 plan options: Elan Essential and Advantage plans:


  • Preventive services are paid at 100% when you use network providers
  • 100% coverage on preventive prescriptions and drug discounts on all prescriptions, when not covered under a plan
  • No medical underwriting required
  • No deductibles or coinsurance
  • Plans provide essential benefits
  • Available for groups of 2 or more
  • Family plans available

We can improve your coverage options and likely save you money.
Get your FREE, personalized insurance assessment now!

For Employers, we provide:

  • Options that may lower your overall costs and discounts on employer contributions
  • Potential for increased employee participation for employees opting out of traditional plans or can’t afford standard coverage
  • A happier, healthier, and more loyal workforce

For Employees, we provide:

  • Choices – your employees can choose the plan that is right for them
  • Access to Local & Stateside Care
  • Air ambulance coverage plus $2 million in coverage in case of an emergency.
  • Award-winning local service

I have had several insurance companies in the last 20+ years. We have had good experience with them all, but the level of customer service and overall satisfaction we receive from ELAN is far superior than all others combined When I have questions or concerns they are always answered by a person or a prompt email. I will gladly tell everyone about ELAN and would highly recommend to anyone who considering changing insurance companies that they will be making the right move.

Daniel Yannone
Beep Business Services

We are committed to the Islands and our dedication to service is part of that commitment.
Contact Us and let us show you how.