Medical Plan Options

ELAN provides something no other health insurance company in the USVI offers-Choice.

 

We offer a choice of three (3) plans where you may lower your company’s overall member cost for benefit expenses while providing a choice of health care plan option for employer based on their needs.

Our Health Plus plan is for the employee who wants to go stateside for medical care.

Access to Aetna’s National PPO Network of over 1M healthcare providers, 8,000 hospitals, and 500 Centers of Excellence in the United States

Variable (lower) copays for many specialty medications

Our local Dental & Vision Network of almost 40 providers is available as an add-on to ALL of our plans. Our dental coverage provides $2,000 in benefits each year and $1,500 lifetime for ortho

Elective surgeries in the United States at 100% coverage with MyDecision

Local care through VI Equicare plus a network of local hospitals and clinics

US/USVI/PR Pharmacy Network through Express Scripts

Air ambulance included at 100%, USA direct and 24/7 assistance

Our more affordable Choice Plus plan is perfect for the employee who wants to receive most of the care locally but still wants access to stateside healthcare.

Access to the PHCS National PPO network for U.S. outpatient care

Smart Decision, stateside care program, obtain saving from upfront billing estimates and guided by Concierge every step of the way

Variable (lower) copays for many specialty medications

Our local Dental & Vision Network of almost 40 providers is available as an add-on to ALL of our plans. Our dental coverage provides $2,000 in benefits each year and $1,500 lifetime for ortho

Elective surgeries in the United States at 100% coverage with MyDecision

Local care through VI Equicare plus a network of local hospitals and clinics

US/USVI/PR Pharmacy Network through Express Scripts

Air ambulance included at 100%, USA direct and 24/7 assistance

Our most affordable EVAC plan is for the employee who would otherwise opt-out and go without medical coverage.

24/7 Air Ambulance - ALL carriers

Up to $2M USD in medical coverage for life-threatening emergencies

REQUEST A QUOTE

Obtaining a Quote in 4 Easy Steps

1. Include current plan renewal – copy of most recent billing statement.

2. Include group census information (e.g. ages of all to be insured).

3. Complete Request for Proposal form – make sure to include Employer contributions.

4. Send the complete information to sales@elan.insure

Need Help or contact info?

When you have questions, we’ll get you the answers. We will help you understand your benefits, your access to your network providers, claims and give you information about our policies.

Talk to a representative, today!

Call: 1.305.890.1544 (Monday to Friday | 8:00 a.m. to 5:00 p.m. EST Time)

Email: sales@elan.insure