Legal | Privacy Disclosure

Legal | Privacy Disclosure

Terms and Conditions

 

The following terms and conditions (“Terms and Conditions”) govern your use of this website (the “Site”), and by accessing, viewing, or using the material on the Site, you indicate that you understand and intend these Terms and Conditions to be the legal equivalent of a signed, written contract, and equally binding, and that you accept such Terms and Conditions and agree to be legally bound by them. If you do not agree with the Terms and Conditions, you are not granted permission to use the Site and should exit immediately.

 

Proprietary rights

 

All material contained in this Site is protected by law. Except as indicated, ESI is owner of the copyright in the entire content (including images, text and look and feel attributes) of www.elan.insure and reserves all rights in that regard. Removing or altering the copyright notice on any material on the Site is prohibited. Any commercial use of Site content is prohibited without the prior written consent of ESI. ESI own all trademarks, service marks or other logos featured on the Site. Use or misuse of these trademarks, service mark or logos is expressly prohibited and may violate federal and state law. Please be advised that ESI actively and aggressively enforces its intellectual property rights to the fullest extent of the law.

 

Permitted use

 

You may use this website to transact your personal business matters with us and print out a copy of any website page or content solely for your personal use. You may not erase or alter any copyright or other proprietary notices on any copies you make.

 

Use of this website

 

The contents of this website – whether the content is ours or is licensed to us by a third party — are protected by copyright. We authorize you to view and download material on this website solely for your own use. You may not sell or modify the material or otherwise use it for any commercial purpose.

 

This website is available for the only purpose of providing information to consumers about our products and services in each territory and providing our members access to their health plan information.

 

Information in the Website

 

ESI has made reasonable efforts to present accurate information on this website; however, it is possible that information found on this website may be out-of-date.

 

Information about product and services

 

The product descriptions provided are for informational purposes only and are subject to change. Other plan rules, provisions and exclusions will apply based on the offering of the product for each territory. For more details please refer to the Policy or Certificate of Benefits. Some products may not be available in all territories.

 

Children’s Information.

 

No person under 18 years old is permitted to use the Site. Adults should not assist minors in accessing the Site. When users enter personal information on our Site, the user is representing to us that he or she is an adult over 18 years old. We would be pleased to work with parents and guardians to deactivate an online account that a child under the age of 18 might have improperly established. Please contact us at privacy@elan.insure.

 

Change of Terms and Conditions

 

ESI may change these Terms and Conditions from time to time by posting a modified copy of these Terms and Conditions at the Service or by otherwise notifying you through mail or email. These changes will be effective and binding as of posting of the modified copy, unless a different effective date is specified.

 

Our Business Associates.

 

ESI has agreements with various entities, which we call our “Business Associates,” to provide services in connection ESI’s programs. Our relationships with Business Associates are based on the type of service they are to provide.

 

Third-Party Links

 

The website may offer you links to other websites or pages hosted by independent third parties that ESI work with. The link to these websites is provided solely as a resource or convenience for our users. Since these third-party websites are not hosted or maintained by ESI, we do not make any guarantees or warranties as to the validity or accuracy of the information posted on these websites, or for any products or services that may be available on these websites. As a result, you agree that ESI has no liability for any damages you may incur as a result of your use of or the information you receive from or submit to these third-party websites.

 

The use of these third-party websites may subject the user to separate binding agreements, including terms of use and privacy statements, which can be found on the third-party website if applicable. Be sure to read these additional agreements and statements and have a working understanding of the terms.

 

Disclaimers of Warranty and Liability

 

INFORMATION ON THIS WEB SITE IS PROVIDED “AS IS”. ESI EXPRESSLY DISCLAIMS ANY WARRANTIES CONCERNING THE SECURITY, RELIABILITY, TIMELINESS AND PERFORMANCE OF THE SERVICE. ESI SHALL NOT BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS, WHICH MAY RESULT FROM THE USE OF THE SERVICE OR THE MATERIALS FOUND ON THE SERVICE. ESI DISCLAIMS RESPONSIBILITY FOR ANY HARM RESULTING FROM DOWNLOADING OR ACCESSING ANY INFORMATION OR MATERIALS THROUGH THE SERVICE, INCLUDING WITHOUT LIMITATION, HARM CAUSED BY VIRUSES OR SIMILAR DESTRUCTIVE PROPERTIES. ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES, INCLUDING WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, ARE EXPRESSLY DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW.

Have Questions or Need a Proposal?

Please contact ELAN Insurance USVI, Inc. (ESI):

 

Call: 1.305.890.1544 (Monday to Friday | 8:00 a.m. to 5:00 p.m.)

Email: billing.commissions@elan.agency or sales@elan.insure